Savings Accounts

Passbook Savings

With a Passbook Savings account, your opening deposit is only $100.The minimum balance is $100 and transfers from Passbook Savings are limited to 3 per quarter. Your interest is compounded each quarter.

Christmas Club

The Christmas Club account requires a $2 opening deposit. Each year by October 31st, a Christmas Club check will be mailed for the balance of the account. There is a $10 fee if this account is closed early.

Super Saver Account

If you’re looking for a savings account that earns a high interest rate, First State Bank’s Super Saver Account deserves a strong look. The minimum balance is only $2,000 and transfers from the Super Saver Account are limited to 3 per quarter or 6 per statement cycle.

Certificates of Deposit

A First State Bank CD offers you a fixed interest rate investment that earns a high yield and is automatically renewable at maturity. There is not a minimum opening deposit required on most of our CD’s. There is a penalty for early withdrawals and no deposits are allowed to be made to the CD until the maturity date. First State Bank also allows a 10 day grace period at maturity to close or modify the terms of the CD. You may receive your interest monthly or quarterly or at maturity by check if you prefer. First State Bank offers CD terms of 30 days, 3, 5, 6, 7, 9, 12,18, 24, 36, 48, and 60 month plans. Come by First State’s nearest office and let one of our courteous, professional Customer Service Representatives show you how to expand your dollars with a First State Bank Certificate of Deposit.

Additional fees may apply. Contact a Customer Service Representative for a complete fee schedule.
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