YOUR
FINANCIAL PRIVACY RIGHTS:
This is our privacy notice for our customers, including
all applicants for financial products or services. In
this notice, we describe the sources for non-public
personal information that we collect on our customers.
In addition, we describe the measures that we take to
secure that information.
Definitions
We,
our, and us mean First State Bank, Lonoke,
Arkansas. You and yours means all our customers
who have a continuing relationship with us, such as:
-
Deposit account
-
Loan
account
-
Credit
card
-
Safe
deposit box
and
consumers who merely apply for a financial product
or service.
Non-public
personal information means information about you
that we collect in providing a financial product or
service to you. Non-public personal information does
not include information that is available from public
sources, such as telephone directories or government
records.
An
affiliate is a company we own or control, a
company that owns or controls us, or a company that
is owned or controlled by the same company that owns
or controls us. Ownership does not mean complete ownership.
Rather, it means owning enough to have control.
A
non-affiliated third party is a company that
is not an affiliate of ours.
Information
That We Collect
We
collect non-public personal information about you
from:
-
Information
we receive from you on applications or other forms
-
Information
about your transactions with us
-
Information
about your transactions with non-affiliated third
parties
-
Information
from a consumer reporting agency
Confidentiality
of Your Non-Public Personal Information
We
restrict access to non-public personal information
about you to those employees who need to know that
information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards
to comply with federal standards to guard your non-public
personal information.
Non-Public
Personal Information and Affiliates
We
will not disclose your non-public personal information
to affiliates.
Non-Public
Personal Information and Non-Affiliated Third Parties
We
will not disclose your non-public personal information
to non-affiliated third parties, except as permitted
by law.
Non-Public
Personal Information and Former Customers
We
do not disclose any non-public personal information
about our former customers.
Authorized
Sharing - Joint Marketing
We
may disclose all of the information we collect, as
described above to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
Federal
law permits us to disclose this information to companies
that perform marketing services on our behalf or with
other financial institutions with whom we have joint
marketing agreements. You do not have the right to
opt out of the disclosure of this information. We
may also disclose non-public personal information
about you to unaffiliated third parties as permitted
by law.
We
may disclose this information to financial institutions,
such as:
-
Insurance
agents,
-
Marketing
companies,
-
Credit
card companies.
We
may make these disclosures under joint marketing agreements
to provide our customers with information about additional
products and services.
|
