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LOANS
Complete Mortgage Loan Services,
tailor made to fit your needs!
"In-House"
Home Loans:
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This is what makes First State Bank famous in Arkansas!
Competitive rates, strong loan programs, and best
of all, fast, local loan servicing - that means you
deal directly with us, all the time!
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"In-House"
Terms:
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7
- Year Fixed Rate. Enjoy the stability of a fixed rate
loan that allows you to build equity in your home faster.
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1,3,5,
and 7 Year Fixed Rate ARM Loans - with terms up to 30
years, these loans give you the opportunity to obtain
a lower interest rate with the added security of a 6%
cap over the life of the loan.
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Our Special 7 Year Fixed
ARM, 30 Year Term is our most popular in house
loan. This
mortgage gives you the stability of a fixed rate loan
with the low rate of an adjustable rate mortgage
product.
Conventional,
Long Term, Fixed Rate Loans:
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With
terms from 10, 15, 20, 25, and 30 years, our fixed
rate home loans have interest rates that are competitive
nationwide. If you’re looking for the traditional
home mortgage product, we’ve got the fixed rate and
term that will give you the stability you’re looking
for.
Construction
Loans:
Construction
to Permanent Loan: No one makes financing your new homes’
construction easier than First State Bank! Our Construction
Loans require only one closing, therefore, you pay
closing costs just once. Plus, you have a nine-month
construction period and your permanent loan rate is
locked in at the time of closing.
Commercial
Real Estate Loans:
We’re
making Arkansas grow by helping area businesses with
their commercial real estate needs. Along with our competitive
interest rates, we offer many other advantages such
as one, three, and five year balloons as well as fixed
rate options.
Consumer
Loans:
We
make more than just home loans at First State Bank.
We’re also there for you when you need financing for
boats, cars, education or just about anything else.
Our Consumer Loans offer competitive interest rates
and flexible terms that will make your purchases even
more enjoyable!
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