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OUR
BANKING SERVICES
Bank
Services:Checking
- IRA's
- Savings
First
State Bank is the Leader in Retirement Planning!
How would you like to save tax dollars while putting
money away for retirement? Most people would, and at
First State Bank we can help. With our Individual Retirement
Accounts (IRAs), you have the opportunity to start saving
now for your future. First State Bank offers three different
types of IRAs, our Traditional 18, 36 or 60 month IRA,
the new Roth IRA and the Coverdell Savings Plan.
There
is no minimum balance required to open a First State
Bank IRA and it is automatically renewable at maturity.
In addition, our IRA's earn competitive rates. Your
benefits are paid upon retirement, permanent disability
or upon death. Other advantages to IRA's include:
-
NO fees or commissions
- Up
to $3,500 tax deduction if eligible (contact a
customer service representative for contribution
limits)
- All
retirement accounts are insured by FDIC up to $100,000,
separately from other funds
- Flexible
contributions or payroll deduction plans available
-
Interest compounds quarterly to insure a market rate
return
-
Principal and interest non-taxable until withdrawn
on traditional IRA's
This plan could be for you! Come by one of our offices
and one of our professional Customer Service Representatives
can give you more details on First State's Bank's IRA.
Please see a First State Bank Customer Representative
and request a copy of our disclosure form. A current
rate sheet is also available.
Member FDIC
Bank
Services:Checking
- IRA's
- Savings
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