OUR BANKING SERVICES

Bank Services: Checking - IRA's - Savings

Select Checking

First State Bank's SELECT Checking is a dream come true. With First State Bank's SELECT checking there is: NO minimum balance requirement, NO monthly service charge, FREE ATM card, A $100 minimum opening deposit required. Stop by one of First State Bank's offices today and allow our courteous and professional staff to make this "dream" checking a reality.

First Account Checking

First State Bank's First Account Checking is more than just a checking account. With just $100 required to open this account you will receive up to 300 FREE CHECKS per year, UNLIMITED CHECK WRITING, Accidental Death and Dismemberment Insurance with extra coverage available, NO CHARGE FOR : Traveler's Checks, Money Orders, Cashier's Checks, Notary Service, Nationwide Discount Program. FREE MasterMoney™ Check Card or FREE ATM card. An interest-bearing First Account is also available for those who can maintain a higher checking balance.

First Account 55 Plus Checking

First State Bank's First Account 55 Plus Checking is for those individuals age 55 and over who deserve something special. With a First Account 55 Plus checking account: There is NO monthly balance requirement fee as long as you maintain a low daily balance of $100, up to 300 FREE Club checks per year, FREE MasterMoney™ Check card or FREE ATM card, $100 minimum opening deposit required. We also offer an interest bearing account that is ideal for those who keep high checking balances. Stop in or call one of our New Account advisors today for more information about First State Bank's 55 Plus checking or 55 Plus checking with interest-You'll be glad you did!

Now Account

There is a minimum opening balance requirement of $600 to open a NOW account.  But, If you maintain at least a $600 daily minimum balance in your checking account, then First State Bank's NOW checking will earn you interest and avoid an $8.00 balance requirement fee. Here are some other reasons why First State Bank's NOW checking may be for you: UNLIMITED CHECK WRITING, FREE MasterMoney™ Check card or FREE ATM card.  For an even higher rate of interest First State Bank's Super Now Account is also available.  Eligibility requirements must be met to open this account.

Active Assets Account

Need the availability of checking and the opportunity of savings? First State Bank's Active Assets Account offers the best of both! There is a minimum opening balance requirement of $1500.  You must maintain a minimum daily balance of $1500 to avoid a $9.00 balance requirement fee and earn a higher rate of interest. You can have up to 6 withdrawals per month (no more than 6 by check) with no service charge.

Money Market Account

With this account, not only can you take advantage of money market rates, you can have access to your money when you need it. Here's how it works: $10,000 minimum opening deposit is required, 6 FREE Transactions per month are allowed, and there is only a balance requirement fee of $10.00 if the balance falls below $10,000.

Small Business Checking

First State Bank's Small Business Checking gives businesses with limited transaction activity the opportunity to open a checking account that will make banking almost painless. There is a $100 minimum deposit to open this account with a monthly balance requirement fee of $8.00 if the daily balance falls below $1000. Our Business Checking offers: 200 free transactions (items) per statement cycle, FREE ATM/MasterMoney™ Card, Easy accounting with Monthly Imaged Statement with checks organized in numerical sequence, convenient hours and locations. Merchants can call the ANYTIME INFOLINE 24 hours a day to verify a check drawn on any First State Bank checking account. Please see a First State Customer Service Representative and request a copy of our disclosure form. 

Additional fees may apply. Contact a Customer Service Representative for a complete fee schedule.